Tint API
How Tint Works
Tint allows you to create custom insurance or protection products (guarantees, warranties, waivers, service contracts) that protect the users of your platform. Depending on your use case, the product could be embedded into a single transaction (a one-time purchase) or into a subscription (a recurring purchase). Depending on your goals, the product could be opt-in (additional fee charged) or fully embedded (paid for as part of your service fee).
The diagram below provides a high-level overview of how Tint could interact with your platform. In this example, a car rental platform is used to illustrate how our API can integrate with different workflows.
Tint platform overview
To get a quote and a policy, your platform will send data relative to your insurance use case to Tint via our REST API. In the car rental platform, this would be information like: booking dates, car details and location, renter's information such as the age or driving license to check for road infractions, etc.
Tint models, which you can configure in the Tint application, harness this data to underwrite your quote & policy. Pricing models calculate the premium for the quote and policy. Optionally, we could also define a decision model that doesn't allow renters under the age of 25 to rent a car and/or a score model to calculate the risk for each car rental. The flow below summarizes the underwriting process (light blue color = optional):
Tint underwriting process
Once policies are created, you can manage their entire lifecycle with the Tint platform. Jump to the Policy management and Claim management sections to learn how.
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